Benefits of Membership

• You own the credit union, one vote (equal say) per member at AGMs regardless of how much you have in shares.
• Control over your finances.
• Financial Advise available
• Loans available at a low rate of interest, and with great terms and conditions. Ease of payment through dd or laser card transactions.
• Dividends at the end of year and the possibility if receiving a rebate of loan interest paid.
• A wide range of services.
• Security of savings through the credit unions’ fidelity bond, the Irish League of Credit Unions’ Savings Protection Scheme, and the Government Savings Protection Scheme. (All member’s shares are guaranteed up to the amount of €100,000)
• Loan life protection and life insurance at no direct cost to you. Death Benefit Insurance at no direct cost to you.
• The knowledge that your savings are being used for the benefit and development of your community.